When most people think of environmental liability insurance, they think about coverage for a toxic chemical spill or a nuclear disaster. Environmental liability insurance covers a much broader spectrum of risks than just hazardous waste. While... (Read More)
Deadlines are a hard reality in the construction industry. Contractors often face adverse working conditions and may be forced to deal with harsh temperatures, inclement weather, and long work hours, but this is necessary when faced with... (Read More)
If you own a contracting business, you're at risk for lawsuits. That's why we offer a Construction General Liability insurance program for general and trade/artisan contractors. The coverage, designed for work on both residential and commercial... (Read More)
At C&S Specialty Underwriters, we know that contractors need the right insurance coverage at the right time. When they have questions, they need answers. And they want to work with a company they can trust. We work hard to provide a diversified... (Read More)
Floods can occur without warning for homeowners regardless of location and time of year. As FEMA notes, "Flood season is year-round." And it is important to note that you do not have to live in a flood zone to experience flood damage: "Anywhere it... (Read More)
Occupational exposure is the number one cause of asbestos-related disease. Exposure to asbestos can happen anywhere asbestos is present. However, some occupations/workplaces are at greater risk of exposure, including environmental contractors who... (Read More)
As we embrace the fresh start of a new year, it's essential for insurance agencies working with carriers or specialized underwriting companies to engage in strategic planning. The new year offers new opportunities and challenges, and by setting... (Read More)
Construction contractors often cannot predict factors that will affect their work schedule, such as weather delays or a delay in obtaining building materials to complete a project.
Construction delays can have a significant impact on both... (Read More)
Most states have “statutes of repose” — laws that stop a right of action after a specific period of time has passed.
Statutes of repose are laws that establish a fixed time period during which claims or lawsuits can be filed in relation to... (Read More)